Helping Edmonton Families Get into a home of their own!
Why Rent?   When you can Rent to Own!

Why Rent? When you can Rent to Own!

OFFERING RENT TO OWN SOLUTIONS FOR FAMILIES WHO WANT A HOME OF THEIR OWN

Edmonton Lease to Own Specialists.  We get you into a home!

Edmonton Lease to Own Specialists. We get you into a home!

Stop paying Rent!  Lease to own your very own home.
Providing solutions in Edmonton for those facing foreclosure or those with bad credit who can't buy a home. Solutions for Edmonton Foreclosures and Edmonton Lease to Own Options.
Finding Creative Solutions to Real Estate Problems!!

Finding Creative Solutions to Real Estate Problems!!

Edmonton Rent-to-Own Purchase Program Details

 

 

Edmonton Rent-to-Own a Home Program Details

Our Edmonton Rent-to-Own a Home Program allows you to get into one of our Edmonton Rent to Own Homes even if you have bad credit or no credit. With our Edmonton Rent-to-Own a Home Program you don’t have to meet the typical qualifications required by conventional lending institutions! Our Edmonton Rent-to-Own a Home Program is specifically designed to assist Canadians experiencing difficulty in obtaining conventional financing.

With our Edmonton Rent-to-Own a Home Program, you are considered the owner the day you move in; there are no more landlords telling you what you can and cannot do. You have the right to renovate and improve your property just as any other owner.

How do I know if the Rent-to-own a Home Program is for me?

Are you having a hard time or can’t qualify for a mortgage? Good credit, bad credit, ugly credit or no credit? Are you self employed? Filed for bankruptcy, gone through a divorce, have very little down payment, just relocated from another province or country? No Problem!

If you can afford a reasonable monthly payment, you can easily qualify for one of our Rent to Own a Home Programs. With all of our Rent-to-own a Home Programs, there is No Bank Qualifying Required!

Whether you are rebuilding your existing credit or establishing new credit, we can Help! Conventional mortgages are restrictive and are only available to those who fit traditional criteria. At ioffersolutions Real Estate Services Inc., we do things differently because we truly understand that life’s circumstances should not prevent you from realizing your dream of home ownership!

WHAT SEPARATES IOFFERSOLUTIONS REAL ESTATE SERVICES INC. FROM THE COMPETITION.

There are FOUR things that really separates ioffersolutions Real Estate Services Inc. from everyone else doing Rent to Owns.

First, we set you up for success right from the very beginning. We do this by having your application reviewed by our mortgage broker right at the very beginning of the process to determine, if you could qualify today, how much you would be able to qualify for with respect to a purchase price. Based on that information we will not put you into a home we know you can’t afford when your term comes due.

Secondly, before we even think about getting you into a home you must sit down and meet with our credit coaches at their office. They are going to review all your current information, credit report, situation etc and get a very accurate picture of where you sit today credit wise, what needs to be done to your credit so you can qualify for a home and how long it is going to take to get you there. From this information we can then set you into a program that has the appropriate amount of time for you to get qualified. We will never put you into a 1 year Rent to Own when we know it is going to take you 3 years to qualify for a mortgage.

It doesn’t stop there! It is mandatory for you to meet with the credit coaches every single month of the Rent to Own as they have laid out an action plan to assist you to getting control of your credit and financially educating you about credit and the use of credit. They ensure you are doing everything you need to be doing and holding you accountable to the plan they have set in place for you.

Thirdly, as a group, the ioffersolutions Real Estate Services Inc team, our Strategic Mortgage Broker Partners and our Strategic Credit Coaches meet every 3 months to discuss each and every one of our clients progress to ensure they are truly on the track to success.

Fourth and finally is our presence in the community. We have a very nice office located at #314, 8944 182 Street, Edmonton where we operate our business each and every day. The majority of people trying to do Rent to Owns are individual investors who may or may not have the processes and procedures in place for you to succeed. Let’s be honest here, there are many people out there trying to do Rent to Owns just to take hard working people’s money without any care if they every succeed. That isn’t what we are about. Our company is here for the long term; we have set roots in the community by investing in a long term lease of our office and treat our operation as a business. Our reputation is everything to us and we are here to truly help each and every one that has the desire to be a home owner but just not the credit to make it happen.

We are not realtors but a group of real estate investors who focus on helping people who are in trouble. It is important for us to create a win-win situation where you get into a house, rebuild your credit and have a place called HOME!

 


CLICK HERE to view our available homes!

FAQ's

 

How does rent to own work?

It's like buying a house because there is a down payment involved, but no qualifying, and then it's like renting because you have a set rent payment for a set term. You get to live like a home owner while you have the time to qualify for mortgage financing. 

 

Do I have to qualify?

No – we begin the process of getting you mortgage ready while you begin to build your credit and your down payment with our help.

 

Do I have to have good credit?

Less than perfect credit is OK! Our program gives you time to improve your credit rating and get mortgage ready while living in your home like a homeowner. 

 

How much is the down payment?

The down payment depends on the property you choose to live in and your ability to pay. Don't have the money right now? We have many programs and ways for you to still qualify and begin living like a homeowner today.

 

 What if I don't have enough down payment?

We have several suggestions, and you are not alone, this is a common problem. With the rising cost of real estate it can feel like you have been left behind. We have many suggestions to help you get the initial down payment required and even more ways to help you accumulate the balance of the down payment you will require when you purchase the home. Let our consultants help you with the many creative suggestions and ways we offer. 

 

How much of my rent payment goes towards the mortgage?

When you are making typical mortgage payments with a typical lender a very small amount of your payment goes to paying down the principle - it almost all goes to interest. Whey you are paying rent - it all goes to the Landlord. With our Rent to Own Program, a significant portion of your monthly lease and option payment goes toward your down payment when you purchase your home. 

 

What is the purchase price?

Your purchase price will be at or possibly below fair market value at the time you purchase your home. Your end price is set today and guaranteed with the rent to own contract so you will know exactly what your price will be even if prices were to escalate. 

 

What if I change my mind about buying?

The rent toown deposit is non refundable. You would want to make sure this is the place you want to call home. We understand that circumstances change, job moves, marital status etc. With the rising price of realestate, should you opt out of your commitment you may be ale to find someone to take it over and possibly at a profit. Also keep in mind that breaking your contract with our company has far less impact on you than if you were to break your mortgage contract with the bank especially when you consider today's high interest differential penalties. 

 

Do I pay the taxes?

Rent to Own includes RENT and OPTION payments. There are no other fees to pay. 

 

Can I have pets?

With our Rent to Own Program you can have pets like a homeowner. However, you must insure your pet causes no damage to the property prior to you actually purchasing the property since if you do not purchase the property for any reason you will be fully responsible for the damages. 

 

Can I paint and decorate?

As you are living like a homeowner you can paint and decorate. Any improvements will simply add to the value of your home at the end. However, we will ask that you get all renovation plans approved prior to starting work.
SEARCH OUR RENT TO OWN PROPERTIES

SEARCH OUR RENT TO OWN PROPERTIES

Fill in the form below to automatically recieve an example of how our Lease To Own program works.  We will also compare your information against our current properties and our Real Estate Investment Network to find you a place you can call home. 

1.  Contact Information

1. Contact Information

First Name*

Last Name*

Address*


City*

State*
Postal Code*

Country*
Email*

Day Phone*

Evening Phone*

2.  General Comments

2. General Comments

Provide us with some general information regarding your situation and let us know how we can help you.

3.  Area you wish to live in

3. Area you wish to live in

What part of town are you looking to own in?

4.  Owned a home

4. Owned a home

Have you ever owned a home before?
5.  Bankruptcy or foreclosure

5. Bankruptcy or foreclosure

Have you ever been through a bankruptcy or foreclosure?
8.  # people

8. # people

How many people will be living in your home?



9.  What else may be important to you in a home?

9. What else may be important to you in a home?

List the things you may want your home to have such as a deck, garage, shed etc.

11.  Lease Expire

11. Lease Expire

When does your lease expire?

12.  Moving

12. Moving

When do you have to move?

13.  Why are you Moving

13. Why are you Moving

Why are you moving?

14.  Landlord Reference

14. Landlord Reference

What is the name and Phone number of Present and Previous Landlords?

15.  Present Rent

15. Present Rent

How much is your present Rent or Mortgage?

16.  Included?

16. Included?

What is included in your rent or mortgage payment?

17.  Future Rent/Mortgage

17. Future Rent/Mortgage

What is the maximum monthly payment you can afford?

18.  Income

18. Income

What is your combined gross household income? (Income before deduction: banks will allow 30% of gross income to go towards payments)

19.  Future consideration for the Purchase of your home?

19. Future consideration for the Purchase of your home?

How much do you have to contribute up front for future consideration of your new home?

20.  Other Value

20. Other Value

If you do not have a down payment saved, do you have anything else of value? If so how much?

DON'T HESITATE A MINUTE LONGER, CONTACT US TODAY!!!

DON'T HESITATE A MINUTE LONGER, CONTACT US TODAY!!!

STOP FORECLOSURE - Click to Contact us to help you avoid damaging your credit!!
Providing Real Estate Solutions for those with problems

Providing Real Estate Solutions for those with problems

Edmonton Lease to Own or Pre Foreclosure Solutions
We have Solutions to help Edmontonians facing Pre Foreclosure, Foreclosure as well as those with credit problems who want to buy a house.

HELPING SOLVE YOUR REAL ESTATE PROBLEMS

ioffersolutions Real Estate Services Inc.

ioffersolutions Real Estate Services Inc.

ioffersolutions Real Estate Services Inc.

4921-48 Street

Elk Point, Alberta T0A 1A0

Phone: 1-866-409-0902

Fax: 780-651-6022